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Marketplace health plans in Dane County, WI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Dane County, Wisconsin has 39 Marketplace health plans from 3 insurers: 11 bronze, 12 silver, 12 gold, 3 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $651.46 per month; the lowest bronze premium is $461.92.
What changed vs 2026
- Benchmark silver premium up $103.51 a month (+18.9%) from 2026
- 10 fewer plans than 2026
- Lowest bronze premium up $109.15 a month
Market snapshot
- Residents under 65
- 486,405
- Insurers
- 3
- Plans by metal level
- 11 bronze, 12 silver, 12 gold, 3 platinum, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $651.46/mo
- Lowest bronze premium, age 40, before subsidies
- $461.92/mo
- Lowest gold premium, age 40, before subsidies
- $600.77/mo
- Lowest silver deductible
- $3,525
- Lowest out-of-pocket maximum
- $3,750
Insurers in the county
- Quartz — 19 plans (Catastrophic, Bronze, Silver, Gold)
- Group Health Cooperative-SCW — 12 plans (Bronze, Silver, Gold, Platinum)
- Dean Health Plan — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | QUARTZ ONE ACHIEVE W/UW HEALTH CATASTROPHIC $12,000 DED (37833WI0540008) | Quartz | HMO | $423.66 | $12,000 | $12,000 | 1 |
| Bronze | Dean Focus Bronze Share (38345WI0080076) | Dean Health Plan | EPO | $461.92 | $8,000 | $12,000 | 11 |
| Silver | Better Together HMO Silver 6400 Ded/10300 MOOP (94529WI0240079) | Group Health Cooperative-SCW | HMO | $641.10 | $6,400 | $10,300 | 12 |
| Gold | Better Together HMO Gold 1500 Ded/8900 MOOP with Vision (94529WI0240063) | Group Health Cooperative-SCW | HMO | $600.77 | $1,500 | $8,900 | 12 |
| Platinum | Better Together HMO Platinum 250 Ded/4500 MOOP (94529WI0240054) | Group Health Cooperative-SCW | HMO | $689.54 | $250 | $4,500 | 3 |
One plan per metal level shown, of 39 plans in the county.
Benchmark silver premium by age
The benchmark plan (Group Health Cooperative-SCW) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $509.76 | $534.22 | $578.57 | $651.46 | $910.41 | $1,383.46 |
Nearby counties
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.