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Marketplace health plans in Dane County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Dane County, Wisconsin has 49 Marketplace health plans from 3 insurers: 15 bronze, 15 silver, 15 gold, 3 platinum, 1 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $547.95 per month; the lowest bronze premium is $352.77.
What changed vs 2025
- Benchmark silver premium up $116.37 a month (+27.0%) from 2025
- 19 fewer plans than 2025
- Insurers exited: Anthem Blue Cross and Blue Shield
- Lowest bronze premium up $55.71 a month
Market snapshot
- Residents under 65
- 486,405
- Insurers
- 3
- Plans by metal level
- 15 bronze, 15 silver, 15 gold, 3 platinum, 1 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $547.95/mo
- Lowest bronze premium, age 40, before subsidies
- $352.77/mo
- Lowest gold premium, age 40, before subsidies
- $531.28/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $2,000
Insurers in the county
- Quartz — 19 plans (Catastrophic, Bronze, Silver, Gold)
- Dean Health Plan — 18 plans (Bronze, Silver, Gold)
- Group Health Cooperative-SCW — 12 plans (Bronze, Silver, Gold, Platinum)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | QUARTZ ONE ACHIEVE W/UW HEALTH CATASTROPHIC $10,600 DED (37833WI0540008) | Quartz | HMO | $459.20 | $10,600 | $10,600 | 1 |
|---|
| Bronze | Dean Focus Bronze Share (38345WI0080076) | Dean Health Plan | EPO | $352.77 | $8,000 | $10,600 | 15 |
|---|
| Silver | Better Together HMO Silver 6000 Ded/8900 MOOP (94529WI0240079) | Group Health Cooperative-SCW | HMO | $542.69 | $6,000 | $8,900 | 15 |
|---|
| Gold | Better Together HMO Gold 1500 Ded/8000 MOOP with Vision (94529WI0240063) | Group Health Cooperative-SCW | HMO | $531.28 | $1,500 | $8,000 | 15 |
|---|
| Platinum | Better Together HMO Platinum No Ded/3300 MOOP (94529WI0240054) | Group Health Cooperative-SCW | HMO | $608.22 | $0 | $3,300 | 3 |
|---|
One plan per metal level shown, of 49 plans in the county.
Benchmark silver premium by age
The benchmark plan (Group Health Cooperative-SCW) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $428.76 | $449.33 | $486.64 | $547.95 | $765.75 | $1,163.64 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.