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Medicare plans in Navajo County, AZ — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Navajo County, Arizona has 30 Medicare plans (8 Medicare Advantage with drug coverage, 3 without, 10 standalone Part D, 9 Special Needs) from 8 carriers. 6 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,750.
Market snapshot
- Residents 65 and older
- 21,823
- Residents 60–64, aging in over the next five years
- 7,535
- Medicare eligibles
- 28,978
- Medicare Advantage penetration
- 37.3%
- Plans per 1,000 residents 65+
- 1.4
Carriers by number of plans
- Humana — 8 plans
- UnitedHealthcare — 8 plans
- Wellcare — 6 plans
- Gold Kidney Health Plan — 3 plans
- HealthSpring — 2 plans
- Aetna Medicare — 1 plan
- Blue Cross Blue Shield of Arizona Health Choice — 1 plan
- Mercy Care Advantage — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| AARP Medicare Advantage from UHC AZ-0010 (PPO) (H2406-076-0) | UnitedHealthcare | MA-PD | PPO | $0 | $600 | $6,700 | 4.0 |
|---|
| AARP Medicare Advantage from UHC AZ-0008 (PPO) (H2406-063-0) | UnitedHealthcare | MA-PD | PPO | $45 | $600 | $5,900 | 4.0 |
|---|
| AARP Medicare Advantage Access from UHC AZ-15 (PPO) (H2406-129-0) | UnitedHealthcare | MA-PD | PPO | $295 | $600 | $3,000 | 4.0 |
|---|
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) (H2406-077-0) | UnitedHealthcare | MA | PPO | | | $6,700 | 4.0 |
|---|
| HumanaChoice H5216-263 (PPO) (H5216-263-0) | Humana | MA-PD | PPO | $0 | $300 | $5,450 | 3.5 |
|---|
| Wellcare Giveback (HMO) (H0351-054-0) | Wellcare | MA-PD | HMO | $0 | $615 | $9,250 | 3.5 |
|---|
| Wellcare Simple (HMO) (H0351-053-0) | Wellcare | MA-PD | HMO | $0 | $615 | $7,000 | 3.5 |
|---|
| Health Choice Pathway (HMO D-SNP) (H5587-002-0) | Blue Cross Blue Shield of Arizona Health Choice | SNP | HMO D-SNP | $7.50 | $615 | $8,800 | 3.5 |
|---|
| HumanaChoice H5216-224 (PPO) (H5216-224-0) | Humana | MA-PD | PPO | $10.90 | $400 | $4,150 | 3.5 |
|---|
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) (H0321-002-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $11.50 | $615 | $9,250 | 3.5 |
|---|
Showing 10 of 30 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.