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Medicare plans in Kern County, CA — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Kern County, California has 51 Medicare plans (16 Medicare Advantage with drug coverage, 4 without, 12 standalone Part D, 19 Special Needs) from 14 carriers. 27 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $199.
Market snapshot
- Residents 65 and older
- 108,560
- Residents 60–64, aging in over the next five years
- 45,331
- Medicare eligibles
- 136,751
- Medicare Advantage penetration
- 47.4%
- Plans per 1,000 residents 65+
- 0.5
Carriers by number of plans
- Humana — 8 plans
- Champion Heath Plan — 7 plans
- UnitedHealthcare — 6 plans
- Aetna Medicare — 5 plans
- Central Health Medicare Plan — 5 plans
- Wellcare — 4 plans
- Blue Shield of California — 3 plans
- Imperial Health Plan of California, Inc. — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Kaiser Permanente Senior Advantage Basic Kern (HMO) (H0524-036-0) | Kaiser Permanente | MA-PD | HMO | $0 | $0 | $2,000 | 4.5 |
|---|
| Kaiser Permanente Senior Advantage Enhanced Kern (HMO) (H0524-035-0) | Kaiser Permanente | MA-PD | HMO | $26 | $0 | $1,500 | 4.5 |
|---|
| AARP Medicare Advantage from UHC CA-0002 (HMO-POS) (H0543-019-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $355 | $2,000 | 4.0 |
|---|
| Blue Shield 65 Plus (HMO) (H0504-038-0) | Blue Shield of California | MA-PD | HMO | $0 | $425 | $2,300 | 4.0 |
|---|
| Kaiser Permanente Dual Complete South P7 (HMO D-SNP) (H8794-007-0) | Kaiser Permanente | SNP | HMO D-SNP | $0 | $0 | $3,400 | 4.0 |
|---|
| UHC Complete Care CA-27P (HMO-POS C-SNP) (H0543-226-0) | UnitedHealthcare | SNP | HMO-POS C-SNP | $0 | $355 | $2,000 | 4.0 |
|---|
| UHC Complete Care Support CA-4AP (HMO C-SNP) (H0543-242-0) | UnitedHealthcare | SNP | HMO C-SNP | $12 | $615 | $9,250 | 4.0 |
|---|
| AARP Medicare Advantage Patriot No Rx CA-MA01 (HMO-POS) (H0543-121-0) | UnitedHealthcare | MA | HMO-POS | | | $4,900 | 4.0 |
|---|
| Imperial Dynamic Plan (HMO) (H5496-012-0) | Imperial Health Plan of California, Inc. | MA-PD | HMO | $0 | $0 | $296 | 3.5 |
|---|
| Imperial Senior Value (HMO C-SNP) (H5496-005-0) | Imperial Health Plan of California, Inc. | SNP | HMO C-SNP | $0 | $0 | $296 | 3.5 |
|---|
Showing 10 of 51 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.