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Medicare plans in Kern County, CA — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Kern County, California has 52 Medicare plans (18 Medicare Advantage with drug coverage, 3 without, 10 standalone Part D, 21 Special Needs) from 14 carriers. 33 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $295.
What changed vs 2026
- 1 more plan than 2026
- Carriers entered: Alignment Health Plan, Anthem Blue Cross and Blue Shield
- Carriers exited: Anthem Blue Cross Life and Health Insurance Company, Central Health Medicare Plan
- $0-premium plans up 2
- Average star rating up 0.3
Market snapshot
- Residents 65 and older
- 108,560
- Residents 60–64, aging in over the next five years
- 45,331
- Medicare eligibles
- 137,078
- Medicare Advantage penetration
- 47.5%
- Plans per 1,000 residents 65+
- 0.5
Carriers by number of plans
- Champion Health Plan — 9 plans
- Humana — 8 plans
- UnitedHealthcare — 6 plans
- Alignment Health Plan — 5 plans
- Aetna Medicare — 4 plans
- Imperial Health Plan of California, Inc. — 4 plans
- Wellcare — 4 plans
- Blue Shield of California — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Kaiser Permanente Dual Complete South P7 (HMO D-SNP) (H8794-007-0) | Kaiser Permanente | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Kaiser Permanente Senior Advantage Basic Kern (HMO) (H0524-036-0) | Kaiser Permanente | MA-PD | HMO | $0 | $0 | $3,900 | 4.5 |
| Kaiser Permanente Senior Advantage Enhanced Kern (HMO) (H0524-035-0) | Kaiser Permanente | MA-PD | HMO | $29 | $0 | $1,900 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-114-0) | Humana | PDP | PDP | $118.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-211-0) | Humana | PDP | PDP | $130.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-178-0) | Humana | PDP | PDP | $191.20 | $350 | 4.5 | |
| Blue Shield 65 Plus (HMO) (H0504-038-0) | Blue Shield of California | MA-PD | HMO | $0 | $475 | $2,750 | 4.0 |
| Humana Gold Plus Giveback H5619-150 (HMO) (H5619-150-0) | Humana | MA-PD | HMO | $0 | $700 | $5,000 | 4.0 |
| Humana Gold Plus H5619-116 (HMO) (H5619-116-0) | Humana | MA-PD | HMO | $0 | $200 | $2,100 | 4.0 |
| Humana Gold Plus H5619-191 (HMO) (H5619-191-1) | Humana | MA-PD | HMO | $0 | $200 | $3,200 | 4.0 |
Showing 10 of 52 plans.
Nearby counties
- Tulare County
- Ventura County
- Kings County
- Los Angeles County
- Santa Barbara County
- San Luis Obispo County
Agent Tools
- Estimate drug costs in this county
- Marketplace (ACA) plans in this county
- Compare with another county
- Download plan list (CSV)
- Alert me when plans change here
About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.