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Medicare plans in San Luis Obispo County, CA — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, San Luis Obispo County, California has 27 Medicare plans (7 Medicare Advantage with drug coverage, 1 without, 10 standalone Part D, 9 Special Needs) from 9 carriers. 10 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $295.
What changed vs 2026
- 3 fewer plans than 2026
- Carriers entered: Anthem Blue Cross and Blue Shield
- Carriers exited: Aetna Medicare, Anthem Blue Cross Life and Health Insurance Company
- $0-premium plans down 4
- Average star rating up 0.2
Market snapshot
- Residents 65 and older
- 62,338
- Residents 60–64, aging in over the next five years
- 18,883
- Medicare eligibles
- 74,786
- Medicare Advantage penetration
- 23.9%
- Plans per 1,000 residents 65+
- 0.4
Carriers by number of plans
- Alignment Health Plan — 8 plans
- Humana — 5 plans
- Imperial Health Plan of California, Inc. — 4 plans
- Blue Shield of California — 3 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
- Anthem Blue Cross and Blue Shield — 1 plan
- CenCal CareConnect — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Basic Rx Plan (PDP) (S5884-114-0) | Humana | PDP | PDP | $118.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-211-0) | Humana | PDP | PDP | $130.30 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-178-0) | Humana | PDP | PDP | $191.20 | $350 | 4.5 | |
| Humana Gold Plus H5619-119 (HMO) (H5619-119-0) | Humana | MA-PD | HMO | $0 | $700 | $800 | 4.0 |
| Humana Gold Plus H5619-191 (HMO) (H5619-191-1) | Humana | MA-PD | HMO | $0 | $200 | $3,200 | 4.0 |
| Imperial Courage Plan (HMO) (H5496-016-0) | Imperial Health Plan of California, Inc. | MA | HMO | $0 | $2,999 | 4.0 | |
| Imperial Dynamic Plan (HMO) (H5496-012-0) | Imperial Health Plan of California, Inc. | MA-PD | HMO | $0 | $0 | $295 | 4.0 |
| Imperial Senior Value (HMO C-SNP) (H5496-005-0) | Imperial Health Plan of California, Inc. | SNP | HMO C-SNP | $0 | $0 | $295 | 4.0 |
| Imperial Flex (HMO C-SNP) (H5496-017-0) | Imperial Health Plan of California, Inc. | SNP | HMO C-SNP | $2.70 | $450 | $9,850 | 4.0 |
| Blue Shield 65 Plus (HMO) (H0504-039-0) | Blue Shield of California | MA-PD | HMO | $70 | $475 | $3,950 | 4.0 |
Showing 10 of 27 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.