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Medicare plans in Santa Barbara County, CA — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Santa Barbara County, California has 21 Medicare plans (5 Medicare Advantage with drug coverage, 2 without, 12 standalone Part D, 2 Special Needs) from 8 carriers. 2 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $296.
Market snapshot
- Residents 65 and older
- 73,710
- Residents 60–64, aging in over the next five years
- 24,305
- Medicare eligibles
- 87,028
- Medicare Advantage penetration
- 20.2%
- Plans per 1,000 residents 65+
- 0.3
Carriers by number of plans
- Humana — 4 plans
- Aetna Medicare — 3 plans
- Blue Shield of California — 3 plans
- Imperial Health Plan of California, Inc. — 3 plans
- UnitedHealthcare — 3 plans
- HealthSpring — 2 plans
- Wellcare — 2 plans
- CenCal CareConnect — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Aetna Medicare Enhanced (PPO) (H5521-478-0) | Aetna Medicare | MA-PD | PPO | $74 | $615 | $5,500 | 4.5 |
|---|
| Aetna Medicare Eagle (PPO) (H5521-369-0) | Aetna Medicare | MA | PPO | | | $6,750 | 4.5 |
|---|
| Blue Shield 65 Plus (HMO) (H0504-039-0) | Blue Shield of California | MA-PD | HMO | $65 | $425 | $4,100 | 4.0 |
|---|
| Imperial Dynamic Plan (HMO) (H5496-012-0) | Imperial Health Plan of California, Inc. | MA-PD | HMO | $0 | $0 | $296 | 3.5 |
|---|
| Imperial Senior Value (HMO C-SNP) (H5496-005-0) | Imperial Health Plan of California, Inc. | SNP | HMO C-SNP | $0 | $0 | $296 | 3.5 |
|---|
| AARP Medicare Advantage from UHC CA-0024 (PPO) (H0294-032-0) | UnitedHealthcare | MA-PD | PPO | $120 | $600 | $6,700 | 3.5 |
|---|
| Imperial Courage Plan (HMO) (H5496-016-0) | Imperial Health Plan of California, Inc. | MA | HMO | | | $2,999 | 3.5 |
|---|
| Humana Gold Plus H5619-183 (HMO) (H5619-183-0) | Humana | MA-PD | HMO | $60 | $615 | $6,700 | 3.0 |
|---|
| HealthSpring Assurance Rx (PDP) (S5617-158-0) | HealthSpring | PDP | PDP | $0 | $615 | | Not rated |
|---|
| Wellcare Value Script (PDP) (S4802-163-0) | Wellcare | PDP | PDP | $5.70 | $615 | | Not rated |
|---|
Showing 10 of 21 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.