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Medicare plans in Indian River County, FL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Indian River County, Florida has 105 Medicare plans (33 Medicare Advantage with drug coverage, 10 without, 11 standalone Part D, 51 Special Needs) from 16 carriers. 82 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $500.
What changed vs 2026
- 1 fewer plan than 2026
- $0-premium plans up 10
- Average star rating down 0.3
Market snapshot
- Residents 65 and older
- 58,171
- Residents 60–64, aging in over the next five years
- 13,868
- Medicare eligibles
- 63,713
- Medicare Advantage penetration
- 42.8%
- Plans per 1,000 residents 65+
- 1.8
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 15 plans
- CarePlus Health Plans, Inc. — 11 plans
- Devoted Health — 8 plans
- Wellcare — 8 plans
- Freedom Health, Inc. — 7 plans
- Aetna Medicare — 6 plans
- Gold Kidney Health Plan — 5 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) (H0710-010-0) | UnitedHealthcare | SNP | PPO I-SNP | $6.10 | $700 | $9,850 | 5.0 |
| Longevity Health Plan (HMO I-SNP) (H1644-001-0) | Longevity Health Plan | SNP | HMO I-SNP | $7.30 | $700 | $9,850 | 5.0 |
| DEVOTED CORE 046 FL (HMO) (H1290-046-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $4,950 | 4.5 |
| DEVOTED CORE 066 FL (HMO) (H1290-066-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $4,700 | 4.5 |
| DEVOTED DUAL 039 FL (HMO D-SNP) (H1290-039-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $5,200 | 4.5 |
| DEVOTED DUAL FULL 098 FL (HMO D-SNP) (H1290-098-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) (H1290-052-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED GIVEBACK 045 FL (HMO) (H1290-045-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $7,700 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 116 FL (HMO) (H1290-116-0) | Devoted Health | MA-PD | HMO | $0 | $700 | $5,700 | 4.5 |
| Humana Dual Integrated (HMO D-SNP) (H1036-339-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
Showing 10 of 105 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.