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Medicare plans in Martin County, FL — 2027

What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.

In 2027, Martin County, Florida has 84 Medicare plans (25 Medicare Advantage with drug coverage, 8 without, 11 standalone Part D, 40 Special Needs) from 15 carriers. 63 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $500.

What changed vs 2026

  • 6 fewer plans than 2026
  • Carriers entered: AmeriHealth Caritas VIP Care (HMO-D-SNP)
  • $0-premium plans up 5
  • Average star rating down 0.2

Market snapshot

Residents 65 and older
52,205
Residents 60–64, aging in over the next five years
13,351
Medicare eligibles
52,976
Medicare Advantage penetration
40.9%
Plans per 1,000 residents 65+
1.6

Carriers by number of plans

  • Humana — 22 plans
  • UnitedHealthcare — 15 plans
  • Devoted Health — 8 plans
  • Wellcare — 8 plans
  • Freedom Health, Inc. — 7 plans
  • Gold Kidney Health Plan — 5 plans
  • Florida Blue — 4 plans
  • Aetna Medicare — 3 plans

Plans sorted by CMS star rating, then premium

PlanCarrierCategoryPlan typeMonthly premiumDrug deductibleOut-of-pocket maximumStar rating
UHC Nursing Home Plan FL-F001 (PPO I-SNP) (H0710-010-0)UnitedHealthcareSNPPPO I-SNP$6.10$700$9,8505.0
Longevity Health Plan (HMO I-SNP) (H1644-001-0)Longevity Health PlanSNPHMO I-SNP$7.30$700$9,8505.0
DEVOTED CORE 046 FL (HMO) (H1290-046-0)Devoted HealthMA-PDHMO$0$650$4,9504.5
DEVOTED CORE 066 FL (HMO) (H1290-066-0)Devoted HealthMA-PDHMO$0$650$4,7004.5
DEVOTED DUAL 039 FL (HMO D-SNP) (H1290-039-0)Devoted HealthSNPHMO D-SNP$0$700$5,2004.5
DEVOTED DUAL FULL 098 FL (HMO D-SNP) (H1290-098-0)Devoted HealthSNPHMO D-SNP$0$700$9,8504.5
DEVOTED DUAL QMB 052 FL (HMO D-SNP) (H1290-052-0)Devoted HealthSNPHMO D-SNP$0$700$9,8504.5
DEVOTED GIVEBACK 045 FL (HMO) (H1290-045-0)Devoted HealthMA-PDHMO$0$650$7,7004.5
DEVOTED GIVEBACK EXTRAS 116 FL (HMO) (H1290-116-0)Devoted HealthMA-PDHMO$0$700$5,7004.5
Humana Dual Integrated (HMO D-SNP) (H1036-339-0)HumanaSNPHMO D-SNP$0$700$9,8504.5

Showing 10 of 84 plans.

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About this data

Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.

This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.