Home › Agent Hub › Agent Tools › Medicare plans by county › Florida › St. Lucie County
Agent Tools
Medicare plans in St. Lucie County, FL — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, St. Lucie County, Florida has 92 Medicare plans (27 Medicare Advantage with drug coverage, 8 without, 11 standalone Part D, 46 Special Needs) from 15 carriers. 71 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $500.
What changed vs 2026
- 9 fewer plans than 2026
- $0-premium plans up 4
- Average star rating down 0.2
Market snapshot
- Residents 65 and older
- 88,534
- Residents 60–64, aging in over the next five years
- 26,956
- Medicare eligibles
- 102,271
- Medicare Advantage penetration
- 56.7%
- Plans per 1,000 residents 65+
- 1
Carriers by number of plans
- Humana — 22 plans
- UnitedHealthcare — 15 plans
- Devoted Health — 8 plans
- Wellcare — 8 plans
- Aetna Medicare — 7 plans
- Freedom Health, Inc. — 7 plans
- Gold Kidney Health Plan — 5 plans
- Ultimate Health Plans — 5 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) (H0710-010-0) | UnitedHealthcare | SNP | PPO I-SNP | $6.10 | $700 | $9,850 | 5.0 |
| Longevity Health Plan (HMO I-SNP) (H1644-001-0) | Longevity Health Plan | SNP | HMO I-SNP | $7.30 | $700 | $9,850 | 5.0 |
| DEVOTED CORE 046 FL (HMO) (H1290-046-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $4,950 | 4.5 |
| DEVOTED CORE 066 FL (HMO) (H1290-066-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $4,700 | 4.5 |
| DEVOTED DUAL 039 FL (HMO D-SNP) (H1290-039-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $5,200 | 4.5 |
| DEVOTED DUAL FULL 098 FL (HMO D-SNP) (H1290-098-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) (H1290-052-0) | Devoted Health | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED GIVEBACK 045 FL (HMO) (H1290-045-0) | Devoted Health | MA-PD | HMO | $0 | $650 | $7,700 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 116 FL (HMO) (H1290-116-0) | Devoted Health | MA-PD | HMO | $0 | $700 | $5,700 | 4.5 |
| Humana Dual Integrated (HMO D-SNP) (H1036-339-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
Showing 10 of 92 plans.
Nearby counties
- Martin County
- Indian River County
- Okeechobee County
- Palm Beach County
- Glades County
- Highlands County
Agent Tools
- Estimate drug costs in this county
- Marketplace (ACA) plans in this county
- Compare with another county
- Download plan list (CSV)
- Alert me when plans change here
About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.