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Medicare plans in Garrett County, MD — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Garrett County, Maryland has 16 Medicare plans (3 Medicare Advantage with drug coverage, 1 without, 9 standalone Part D, 3 Special Needs) from 7 carriers. 4 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $5,900.
What changed vs 2026
- 9 fewer plans than 2026
- Carriers exited: Provider Partners Health Plans
- $0-premium plans down 3
- Average star rating down 0.1
Market snapshot
- Residents 65 and older
- 6,925
- Residents 60–64, aging in over the next five years
- 2,558
- Medicare eligibles
- 8,083
- Medicare Advantage penetration
- 22.0%
- Plans per 1,000 residents 65+
- 2.3
Carriers by number of plans
- CareFirst BlueCross BlueShield Medicare Advantage — 4 plans
- UnitedHealthcare — 4 plans
- Humana — 3 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
- CareFirst BlueCross BlueShield Advantage DualPrime — 1 plan
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) (H0710-032-0) | UnitedHealthcare | SNP | PPO I-SNP | $0 | $700 | $9,850 | 5.0 |
| Humana Basic Rx Plan (PDP) (S5884-103-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Humana Value Rx Plan (PDP) (S5884-184-0) | Humana | PDP | PDP | $36.60 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-151-0) | Humana | PDP | PDP | $127.90 | $350 | 4.5 | |
| UHC Dual Complete MD-S002 (HMO D-SNP) (H7464-008-1) | UnitedHealthcare | SNP | HMO D-SNP | $0 | $290 | $9,850 | 3.0 |
| Wellcare Value Script (PDP) (S4802-140-0) | Wellcare | PDP | PDP | $5.30 | $700 | 3.0 | |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) (H8854-002-0) | CareFirst BlueCross BlueShield Advantage DualPrime | SNP | HMO D-SNP | $5.70 | $700 | $9,850 | 3.0 |
| Wellcare Classic (PDP) (S4802-079-0) | Wellcare | PDP | PDP | $7.30 | $700 | 3.0 | |
| AARP Medicare Rx Saver from UHC (PDP) (S5921-350-0) | UnitedHealthcare | PDP | PDP | $95.60 | $700 | 3.0 | |
| AARP Medicare Rx Preferred from UHC (PDP) (S5921-387-0) | UnitedHealthcare | PDP | PDP | $174.90 | $300 | 3.0 |
Showing 10 of 16 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.