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Medicare plans in Chatham County, NC — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Chatham County, North Carolina has 88 Medicare plans (37 Medicare Advantage with drug coverage, 10 without, 12 standalone Part D, 29 Special Needs) from 10 carriers. 28 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
Market snapshot
- Residents 65 and older
- 20,191
- Residents 60–64, aging in over the next five years
- 6,671
- Medicare eligibles
- 24,308
- Medicare Advantage penetration
- 49.6%
- Plans per 1,000 residents 65+
- 4.4
Carriers by number of plans
- Humana — 20 plans
- UnitedHealthcare — 17 plans
- Wellcare — 11 plans
- Blue Cross and Blue Shield of North Carolina — 9 plans
- HealthSpring — 9 plans
- Aetna Medicare — 8 plans
- Alignment Health Plan — 7 plans
- Liberty Medicare Advantage — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Alignment Health Heart & Diabetes Care (HMO C-SNP) (H5296-011-0) | Alignment Health Plan | SNP | HMO C-SNP | $0 | $250 | $3,400 | 5.0 |
|---|
| Alignment Health Platinum (HMO) (H5296-003-0) | Alignment Health Plan | MA-PD | HMO | $0 | $0 | $3,900 | 5.0 |
|---|
| Alignment Health Platinum Select (HMO) (H5296-010-0) | Alignment Health Plan | MA-PD | HMO | $0 | $225 | $5,900 | 5.0 |
|---|
| Alignment Health smartHMO (HMO) (H5296-006-0) | Alignment Health Plan | MA-PD | HMO | $0 | $615 | $3,400 | 5.0 |
|---|
| Alignment Health Heart & Diabetes NCPlus (HMO-POS C-SNP) (H5296-009-0) | Alignment Health Plan | SNP | HMO-POS C-SNP | $36.20 | $615 | $9,250 | 5.0 |
|---|
| Alignment Health NC Duals (HMO-POS D-SNP) (H5296-004-0) | Alignment Health Plan | SNP | HMO-POS D-SNP | $36.20 | $615 | $9,250 | 5.0 |
|---|
| Aetna Medicare Signature Extra (PPO) (H5521-170-0) | Aetna Medicare | MA-PD | PPO | $0 | $500 | $5,900 | 4.5 |
|---|
| Aetna Medicare Signature Giveback (PPO) (H5521-348-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $7,500 | 4.5 |
|---|
| HealthTeam Advantage Vitality Plan (PPO) (H9808-010-0) | HealthTeam Advantage | MA-PD | PPO | $0 | $300 | $4,200 | 4.5 |
|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-308-0) | Humana | SNP | HMO C-SNP | $0 | $450 | $9,250 | 4.5 |
|---|
Showing 10 of 88 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.