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Medicare plans in Lee County, NC — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Lee County, North Carolina has 62 Medicare plans (24 Medicare Advantage with drug coverage, 7 without, 11 standalone Part D, 20 Special Needs) from 8 carriers. 33 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,800.
What changed vs 2026
- 4 fewer plans than 2026
- Carriers exited: Experience Health
- $0-premium plans up 9
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 11,283
- Residents 60–64, aging in over the next five years
- 4,254
- Medicare eligibles
- 14,676
- Medicare Advantage penetration
- 56.4%
- Plans per 1,000 residents 65+
- 5.5
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 14 plans
- Blue Cross and Blue Shield of North Carolina — 9 plans
- Aetna Medicare — 7 plans
- Wellcare — 5 plans
- Liberty Medicare Advantage — 3 plans
- Troy Medicare — 2 plans
- HealthSpring — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Blue Medicare Freedom+ (PPO) (H3404-004-0) | Blue Cross and Blue Shield of North Carolina | MA | PPO | $0 | $9,850 | 4.5 | |
| Humana Dual Select H1036-307 (HMO D-SNP) (H1036-307-0) | Humana | SNP | HMO D-SNP | $0 | $200 | $9,850 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-308-0) | Humana | SNP | HMO C-SNP | $0 | $550 | $9,850 | 4.5 |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) (H1036-318-0) | Humana | MA-PD | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) (H1036-343-0) | Humana | MA-PD | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) (H1036-167-0) | Humana | SNP | HMO D-SNP | $0 | $0 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) (H1036-331-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-133-0) | Humana | PDP | PDP | $12.30 | $700 | 4.5 | |
| HumanaChoice H7617-122 (PPO) (H7617-122-0) | Humana | MA-PD | PPO | $13 | $700 | $9,850 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-187-0) | Humana | PDP | PDP | $51.30 | $687 | 4.5 |
Showing 10 of 62 plans.
Nearby counties
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.