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Medicare plans in Cumberland County, NC — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Cumberland County, North Carolina has 75 Medicare plans (30 Medicare Advantage with drug coverage, 8 without, 12 standalone Part D, 25 Special Needs) from 9 carriers. 23 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,900.
Market snapshot
- Residents 65 and older
- 44,031
- Residents 60–64, aging in over the next five years
- 17,369
- Medicare eligibles
- 61,759
- Medicare Advantage penetration
- 58.1%
- Plans per 1,000 residents 65+
- 1.7
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 16 plans
- Wellcare — 11 plans
- Aetna Medicare — 10 plans
- Blue Cross and Blue Shield of North Carolina — 9 plans
- Liberty Medicare Advantage — 3 plans
- HealthSpring — 2 plans
- Troy Medicare — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Longevity Health Plan (HMO I-SNP) (H5374-001-0) | Longevity Health Plan | SNP | HMO I-SNP | $36.20 | $615 | $9,250 | 5.0 |
|---|
| Aetna Medicare Signature (PPO) (H5521-081-0) | Aetna Medicare | MA-PD | PPO | $0 | $500 | $5,900 | 4.5 |
|---|
| Aetna Medicare Signature Care (HMO) (H3146-021-0) | Aetna Medicare | MA-PD | HMO | $0 | $615 | $6,350 | 4.5 |
|---|
| Aetna Medicare Signature Extra (PPO) (H5521-170-0) | Aetna Medicare | MA-PD | PPO | $0 | $500 | $5,900 | 4.5 |
|---|
| Aetna Medicare Signature Giveback (PPO) (H5521-348-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $7,500 | 4.5 |
|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-308-0) | Humana | SNP | HMO C-SNP | $0 | $450 | $9,250 | 4.5 |
|---|
| Humana Gold Plus Giveback H1036-318 (HMO-POS) (H1036-318-0) | Humana | MA-PD | HMO-POS | $0 | $450 | $9,250 | 4.5 |
|---|
| Humana Gold Plus H1036-335 (HMO-POS) (H1036-335-2) | Humana | MA-PD | HMO-POS | $0 | $250 | $3,950 | 4.5 |
|---|
| Humana Dual Select H1036-307 (HMO D-SNP) (H1036-307-0) | Humana | SNP | HMO D-SNP | $13 | $615 | $9,250 | 4.5 |
|---|
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) (H1036-167-0) | Humana | SNP | HMO D-SNP | $14.20 | $615 | $9,250 | 4.5 |
|---|
Showing 10 of 75 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.