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Medicare plans in Montgomery County, NC — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Montgomery County, North Carolina has 74 Medicare plans (31 Medicare Advantage with drug coverage, 10 without, 12 standalone Part D, 21 Special Needs) from 9 carriers. 20 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
Market snapshot
- Residents 65 and older
- 5,787
- Residents 60–64, aging in over the next five years
- 1,780
- Medicare eligibles
- 6,387
- Medicare Advantage penetration
- 68.7%
- Plans per 1,000 residents 65+
- 12.8
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 18 plans
- Wellcare — 11 plans
- Blue Cross and Blue Shield of North Carolina — 9 plans
- Aetna Medicare — 6 plans
- HealthTeam Advantage — 4 plans
- HealthSpring — 2 plans
- Troy Medicare — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Longevity Health Plan (HMO I-SNP) (H5374-001-0) | Longevity Health Plan | SNP | HMO I-SNP | $36.20 | $615 | $9,250 | 5.0 |
|---|
| AARP Medicare Advantage from UHC NC-0001 (PPO) (H2001-090-0) | UnitedHealthcare | MA-PD | PPO | $0 | $440 | $6,700 | 4.5 |
|---|
| Aetna Medicare Signature Giveback (PPO) (H5521-348-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $7,500 | 4.5 |
|---|
| HealthTeam Advantage Plan I (PPO) (H9808-004-0) | HealthTeam Advantage | MA-PD | PPO | $0 | $250 | $3,900 | 4.5 |
|---|
| HealthTeam Advantage Vitality Plan (PPO) (H9808-010-0) | HealthTeam Advantage | MA-PD | PPO | $0 | $300 | $4,200 | 4.5 |
|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-308-0) | Humana | SNP | HMO C-SNP | $0 | $450 | $9,250 | 4.5 |
|---|
| Humana Gold Plus Giveback H1036-318 (HMO-POS) (H1036-318-0) | Humana | MA-PD | HMO-POS | $0 | $450 | $9,250 | 4.5 |
|---|
| Humana Gold Plus H1036-137 (HMO-POS) (H1036-137-0) | Humana | MA-PD | HMO-POS | $0 | $350 | $9,250 | 4.5 |
|---|
| Humana Gold Plus H1036-335 (HMO-POS) (H1036-335-2) | Humana | MA-PD | HMO-POS | $0 | $250 | $3,950 | 4.5 |
|---|
| Humana Dual Select H1036-307 (HMO D-SNP) (H1036-307-0) | Humana | SNP | HMO D-SNP | $13 | $615 | $9,250 | 4.5 |
|---|
Showing 10 of 74 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.