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Medicare plans in Richmond County, NC — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Richmond County, North Carolina has 74 Medicare plans (29 Medicare Advantage with drug coverage, 9 without, 12 standalone Part D, 24 Special Needs) from 10 carriers. 21 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,000.
Market snapshot
- Residents 65 and older
- 7,670
- Residents 60–64, aging in over the next five years
- 3,137
- Medicare eligibles
- 11,253
- Medicare Advantage penetration
- 63.0%
- Plans per 1,000 residents 65+
- 9.6
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 15 plans
- Wellcare — 11 plans
- Blue Cross and Blue Shield of North Carolina — 9 plans
- Aetna Medicare — 8 plans
- Liberty Medicare Advantage — 3 plans
- HealthSpring — 2 plans
- HealthTeam Advantage — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Aetna Medicare Signature Extra (PPO) (H5521-170-0) | Aetna Medicare | MA-PD | PPO | $0 | $500 | $5,900 | 4.5 |
|---|
| Aetna Medicare Signature Giveback (PPO) (H5521-348-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $7,500 | 4.5 |
|---|
| HealthTeam Advantage Vitality Plan (PPO) (H9808-010-0) | HealthTeam Advantage | MA-PD | PPO | $0 | $300 | $4,200 | 4.5 |
|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-308-0) | Humana | SNP | HMO C-SNP | $0 | $450 | $9,250 | 4.5 |
|---|
| Humana Gold Plus Giveback H1036-318 (HMO-POS) (H1036-318-0) | Humana | MA-PD | HMO-POS | $0 | $450 | $9,250 | 4.5 |
|---|
| Humana Gold Plus H1036-137 (HMO-POS) (H1036-137-0) | Humana | MA-PD | HMO-POS | $0 | $350 | $9,250 | 4.5 |
|---|
| Humana Gold Plus H1036-335 (HMO-POS) (H1036-335-2) | Humana | MA-PD | HMO-POS | $0 | $250 | $3,950 | 4.5 |
|---|
| Humana Dual Select H1036-307 (HMO D-SNP) (H1036-307-0) | Humana | SNP | HMO D-SNP | $13 | $615 | $9,250 | 4.5 |
|---|
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) (H1036-167-0) | Humana | SNP | HMO D-SNP | $14.20 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Enhanced (PPO) (H5521-169-0) | Aetna Medicare | MA-PD | PPO | $20 | $615 | $5,900 | 4.5 |
|---|
Showing 10 of 74 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.