Home › Agent Hub › Agent Tools › Medicare plans by county › North Carolina › Richmond County
Agent Tools
Medicare plans in Richmond County, NC — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Richmond County, North Carolina has 71 Medicare plans (27 Medicare Advantage with drug coverage, 9 without, 11 standalone Part D, 24 Special Needs) from 10 carriers. 42 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,800.
What changed vs 2026
- 3 fewer plans than 2026
- $0-premium plans up 12
Market snapshot
- Residents 65 and older
- 7,670
- Residents 60–64, aging in over the next five years
- 3,137
- Medicare eligibles
- 11,266
- Medicare Advantage penetration
- 62.9%
- Plans per 1,000 residents 65+
- 9.3
Carriers by number of plans
- Humana — 21 plans
- UnitedHealthcare — 14 plans
- Blue Cross and Blue Shield of North Carolina — 9 plans
- Wellcare — 9 plans
- Aetna Medicare — 8 plans
- Liberty Medicare Advantage — 3 plans
- HealthTeam Advantage — 2 plans
- PruittHealth Premier — 2 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Blue Medicare Freedom+ (PPO) (H3404-004-0) | Blue Cross and Blue Shield of North Carolina | MA | PPO | $0 | $9,850 | 4.5 | |
| Humana Dual Select H1036-307 (HMO D-SNP) (H1036-307-0) | Humana | SNP | HMO D-SNP | $0 | $200 | $9,850 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (H1036-308-0) | Humana | SNP | HMO C-SNP | $0 | $550 | $9,850 | 4.5 |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) (H1036-318-0) | Humana | MA-PD | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) (H1036-343-0) | Humana | MA-PD | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS) (H1036-137-0) | Humana | MA-PD | HMO-POS | $0 | $450 | $9,850 | 4.5 |
| Humana Gold Plus H1036-335 (HMO-POS) (H1036-335-2) | Humana | MA-PD | HMO-POS | $0 | $700 | $3,950 | 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) (H1036-167-0) | Humana | SNP | HMO D-SNP | $0 | $0 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) (H1036-331-0) | Humana | SNP | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-133-0) | Humana | PDP | PDP | $12.30 | $700 | 4.5 |
Showing 10 of 71 plans.
Nearby counties
Agent Tools
- Estimate drug costs in this county
- Marketplace (ACA) plans in this county
- Compare with another county
- Download plan list (CSV)
- Alert me when plans change here
About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.