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Medicare plans in Onondaga County, NY — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Onondaga County, New York has 64 Medicare plans (23 Medicare Advantage with drug coverage, 10 without, 10 standalone Part D, 21 Special Needs) from 12 carriers. 13 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $3,400.
Market snapshot
- Residents 65 and older
- 87,986
- Residents 60–64, aging in over the next five years
- 33,906
- Medicare eligibles
- 105,454
- Medicare Advantage penetration
- 62.9%
- Plans per 1,000 residents 65+
- 0.7
Carriers by number of plans
- Wellcare — 18 plans
- UnitedHealthcare — 10 plans
- Aetna Medicare — 8 plans
- Humana — 8 plans
- Excellus Health Plan, Inc — 5 plans
- MVP HEALTH CARE — 3 plans
- Nascentia Health Plus — 3 plans
- Trinity Health Plan New York — 3 plans
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| Aetna Medicare Signature (PPO) (H5521-077-0) | Aetna Medicare | MA-PD | PPO | $0 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Premier (PPO) (H5521-340-0) | Aetna Medicare | MA-PD | PPO | $50 | $615 | $8,900 | 4.5 |
|---|
| UHC Dual Complete NY-S001 (PPO D-SNP) (H2001-063-1) | UnitedHealthcare | SNP | PPO D-SNP | $52.80 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Longevity (PPO I-SNP) (H5521-461-0) | Aetna Medicare | SNP | PPO I-SNP | $58.80 | $615 | $9,250 | 4.5 |
|---|
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) (H2292-001-0) | UnitedHealthcare | SNP | PPO I-SNP | $58.80 | $615 | $9,250 | 4.5 |
|---|
| Aetna Medicare Eagle Giveback (PPO) (H5521-323-0) | Aetna Medicare | MA | PPO | | | $9,250 | 4.5 |
|---|
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) (H3387-015-1) | UnitedHealthcare | SNP | HMO-POS D-SNP | $31 | $615 | $9,250 | 4.0 |
|---|
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) (H3387-014-1) | UnitedHealthcare | SNP | HMO-POS D-SNP | $58.80 | $615 | $9,250 | 4.0 |
|---|
| UHC Dual Complete NY-Y001 (HMO-POS D-SNP) (H3387-013-0) | UnitedHealthcare | SNP | HMO-POS D-SNP | $58.80 | $615 | $9,250 | 4.0 |
|---|
| MVP Medicare Secure Plus with Part D (HMO-POS) (H3305-022-0) | MVP HEALTH CARE | MA-PD | HMO-POS | $116 | $400 | $6,000 | 4.0 |
|---|
Showing 10 of 64 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.