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Medicare plans in Klamath County, OR — 2026
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2026, Klamath County, Oregon has 23 Medicare plans (6 Medicare Advantage with drug coverage, 2 without, 10 standalone Part D, 5 Special Needs) from 8 carriers. 0 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $4,200.
Market snapshot
- Residents 65 and older
- 15,695
- Residents 60–64, aging in over the next five years
- 5,141
- Medicare eligibles
- 19,201
- Medicare Advantage penetration
- 39.6%
- Plans per 1,000 residents 65+
- 1.5
Carriers by number of plans
- PacificSource Medicare — 6 plans
- ATRIO Health Plans — 4 plans
- AgeRight Advantage — 3 plans
- Humana — 3 plans
- HealthSpring — 2 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
- Aetna Medicare — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|
| PacificSource Dual Care (HMO D-SNP) (H3864-043-0) | PacificSource Medicare | SNP | HMO D-SNP | $10.50 | $615 | $9,250 | 3.5 |
|---|
| PacificSource Medicare Essentials Choice Rx 36 (HMO-POS) (H3864-036-0) | PacificSource Medicare | MA-PD | HMO-POS | $28 | $499 | $6,500 | 3.5 |
|---|
| PacificSource Medicare Essentials Rx 27 (HMO) (H3864-027-0) | PacificSource Medicare | MA-PD | HMO | $61 | $399 | $6,700 | 3.5 |
|---|
| PacificSource Medicare Essentials Choice Rx 14 (HMO-POS) (H3864-014-0) | PacificSource Medicare | MA-PD | HMO-POS | $104 | $199 | $5,950 | 3.5 |
|---|
| PacificSource Medicare Essentials Rx 6 (HMO) (H3864-006-0) | PacificSource Medicare | MA-PD | HMO | $223 | $99 | $5,500 | 3.5 |
|---|
| PacificSource Medicare Essentials Choice 2 (HMO-POS) (H3864-002-0) | PacificSource Medicare | MA | HMO-POS | | | $5,950 | 3.5 |
|---|
| ATRIO Choice Rx (PPO) (H6743-001-0) | ATRIO Health Plans | MA-PD | PPO | $26 | $300 | $6,750 | 2.5 |
|---|
| ATRIO Prime Rx (PPO) (H6743-030-0) | ATRIO Health Plans | MA-PD | PPO | $139 | $0 | $4,200 | 2.5 |
|---|
| ATRIO Freedom (PPO) (H6743-031-0) | ATRIO Health Plans | MA | PPO | | | $5,500 | 2.5 |
|---|
| ATRIO Special Needs Plan (HMO D-SNP) (H3814-007-0) | ATRIO Health Plans | SNP | HMO D-SNP | $10.50 | $615 | $9,250 | 2.0 |
|---|
Showing 10 of 23 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2026; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS September 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.