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Marketplace health plans in Klamath County, OR — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Klamath County, Oregon has 37 Marketplace health plans from 5 insurers: 14 bronze, 12 silver, 11 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $556 per month; the lowest bronze premium is $466.09.
What changed vs 2025
- Benchmark silver premium up $7.34 a month (+1.3%) from 2025
- 1 more plan than 2025
- Lowest bronze premium up $40.71 a month
Market snapshot
- Residents under 65
- 54,552
- Insurers
- 5
- Plans by metal level
- 14 bronze, 12 silver, 11 gold
- Benchmark silver premium, age 40, before subsidies
- $556/mo
- Lowest bronze premium, age 40, before subsidies
- $466.09/mo
- Lowest gold premium, age 40, before subsidies
- $640/mo
- Lowest silver deductible
- $3,000
- Lowest out-of-pocket maximum
- $7,500
Insurers in the county
- Moda Health Plan, Inc. — 13 plans (Bronze, Silver, Gold)
- PacificSource Health Plans — 9 plans (Bronze, Silver, Gold)
- Regence BlueCross BlueShield of Oregon — 8 plans (Bronze, Silver, Gold)
- Providence Health Plan — 4 plans (Bronze, Silver, Gold)
- BridgeSpan Health Company — 3 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Bronze Essential 9000 With 4 Copay No Deductible Office Visits Individual Connect (77969OR5280010) | Regence BlueCross BlueShield of Oregon | EPO | $466.09 | $9,000 | $10,600 | 14 |
|---|
| Silver | Silver 6500 Individual Connect (77969OR5280021) | Regence BlueCross BlueShield of Oregon | EPO | $551.39 | $6,500 | $10,150 | 12 |
|---|
| Gold | Core Gold 3000 (10091OR0780002) | PacificSource Health Plans | EPO | $640 | $3,000 | $8,000 | 11 |
|---|
One plan per metal level shown, of 37 plans in the county.
Benchmark silver premium by age
The benchmark plan (PacificSource Health Plans) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $435 | $456 | $494 | $556 | $778 | $1,182 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.