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Medicare plans in Palo Pinto County, TX — 2027
What agents look up before working a county: plan count, carriers, $0-premium share, star distribution, MOOP range, the 65+ and 60–64 population, and what changed since last year.
In 2027, Palo Pinto County, Texas has 45 Medicare plans (13 Medicare Advantage with drug coverage, 4 without, 10 standalone Part D, 18 Special Needs) from 9 carriers. 25 Medicare Advantage plans have a $0 premium. The lowest in-network out-of-pocket maximum is $2,900.
What changed vs 2026
- 10 fewer plans than 2026
- Carriers exited: Blue Cross and Blue Shield of Texas
- $0-premium plans up 2
- Average star rating up 0.1
Market snapshot
- Residents 65 and older
- 6,008
- Residents 60–64, aging in over the next five years
- 2,217
- Medicare eligibles
- 7,162
- Medicare Advantage penetration
- 45.1%
- Plans per 1,000 residents 65+
- 7.5
Carriers by number of plans
- UnitedHealthcare — 16 plans
- Humana — 13 plans
- Wellpoint — 5 plans
- Wellcare — 4 plans
- HealthSpring — 2 plans
- Texas Independence Health Plan — 2 plans
- Aetna Medicare — 1 plan
- ProCare Advantage — 1 plan
Plans sorted by CMS star rating, then premium
| Plan | Carrier | Category | Plan type | Monthly premium | Drug deductible | Out-of-pocket maximum | Star rating |
|---|---|---|---|---|---|---|---|
| Humana Together in Health (PPO I-SNP) (H7617-138-0) | Humana | SNP | PPO I-SNP | $0 | $250 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) (H7617-062-0) | Humana | MA | PPO | $0 | $7,900 | 4.5 | |
| Humana Value Choice (PPO) (H7617-057-0) | Humana | MA-PD | PPO | $0 | $700 | $6,800 | 4.5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) (H5015-001-0) | Texas Independence Health Plan | SNP | HMO I-SNP | $3.90 | $700 | $9,250 | 4.5 |
| Humana Basic Rx Plan (PDP) (S5884-143-0) | Humana | PDP | PDP | $6.30 | $700 | 4.5 | |
| Texas Independence Community Plan (HMO I-SNP) (H5015-002-0) | Texas Independence Health Plan | SNP | HMO I-SNP | $6.30 | $700 | $9,250 | 4.5 |
| Humana Value Rx Plan (PDP) (S5884-201-0) | Humana | PDP | PDP | $33.20 | $687 | 4.5 | |
| Humana Premier Rx Plan (PDP) (S5884-168-0) | Humana | PDP | PDP | $137.50 | $350 | 4.5 | |
| AARP Medicare Advantage CareFlex from UHC TX-44 (HMO-POS) (H0609-077-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $165 | $7,150 | 4.0 |
| AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS) (H0609-051-0) | UnitedHealthcare | MA-PD | HMO-POS | $0 | $595 | $3,900 | 4.0 |
Showing 10 of 45 plans.
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About this data
Source: CMS Medicare Advantage/Part D Landscape files, plan year 2027; population: U.S. Census Bureau ACS 5-year 2024; MA penetration: CMS October 2026.
This page summarizes publicly available CMS data. It is not a plan finder and does not recommend plans. To compare and enroll in plans, use Medicare.gov or talk to a licensed agent. Medicare.gov plan finder.