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Marketplace health plans in Apache County, AZ — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Apache County, Arizona has 9 Marketplace health plans from 1 insurer: 3 bronze, 3 silver, 3 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $1,048.46 per month; the lowest bronze premium is $780.66.
What changed vs 2025
- Benchmark silver premium up $339.30 a month (+47.8%) from 2025
- 5 fewer plans than 2025
- Lowest bronze premium up $234.69 a month
Market snapshot
- Residents under 65
- 54,337
- Insurers
- 1
- Plans by metal level
- 3 bronze, 3 silver, 3 gold
- Benchmark silver premium, age 40, before subsidies
- $1,048.46/mo
- Lowest bronze premium, age 40, before subsidies
- $780.66/mo
- Lowest gold premium, age 40, before subsidies
- $1,230.38/mo
- Lowest silver deductible
- $6,000
- Lowest out-of-pocket maximum
- $4,800
Insurers in the county
- Blue Cross Blue Shield of Arizona — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | AZ Blue AdvanceHealth Bronze Neighborhood (4 Free PCP Visits) (53901AZ1420094) | Blue Cross Blue Shield of Arizona | HMO | $780.66 | $10,150 | $10,150 | 3 |
|---|
| Silver | AZ Blue AdvanceHealth Silver Neighborhood (4 Free PCP Visits) (53901AZ1420105) | Blue Cross Blue Shield of Arizona | HMO | $1,029.35 | $7,200 | $7,200 | 3 |
|---|
| Gold | AZ Blue AdvanceHealth Gold Neighborhood (4 Free PCP Visits) (53901AZ1420116) | Blue Cross Blue Shield of Arizona | HMO | $1,230.38 | $4,800 | $4,800 | 3 |
|---|
One plan per metal level shown, of 9 plans in the county.
Benchmark silver premium by age
The benchmark plan (Blue Cross Blue Shield of Arizona) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $820.39 | $859.77 | $931.14 | $1,048.46 | $1,465.21 | $2,226.53 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.