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Marketplace health plans in Coconino County, AZ — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Coconino County, Arizona has 26 Marketplace health plans from 2 insurers: 9 bronze, 8 silver, 9 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $785.87 per month; the lowest bronze premium is $646.61.
What changed vs 2025
- Benchmark silver premium up $261.10 a month (+49.8%) from 2025
- 21 fewer plans than 2025
- Insurers exited: BannerAetna
- Lowest bronze premium up $195.56 a month
Market snapshot
- Residents under 65
- 123,548
- Insurers
- 2
- Plans by metal level
- 9 bronze, 8 silver, 9 gold
- Benchmark silver premium, age 40, before subsidies
- $785.87/mo
- Lowest bronze premium, age 40, before subsidies
- $646.61/mo
- Lowest gold premium, age 40, before subsidies
- $859.26/mo
- Lowest silver deductible
- $5,950
- Lowest out-of-pocket maximum
- $4,800
Insurers in the county
- Ambetter from Arizona Complete Health — 16 plans (Bronze, Silver, Gold)
- Blue Cross Blue Shield of Arizona — 10 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Everyday Bronze (91450AZ0080119) | Ambetter from Arizona Complete Health | HMO | $646.61 | $8,450 | $10,150 | 9 |
|---|
| Silver | AZ Blue ACA StandardHealth Silver with Health Choice (53901AZ1420161) | Blue Cross Blue Shield of Arizona | HMO | $751.36 | $6,000 | $8,900 | 8 |
|---|
| Gold | Standard Gold (91450AZ0080124) | Ambetter from Arizona Complete Health | HMO | $859.26 | $2,000 | $8,200 | 9 |
|---|
One plan per metal level shown, of 26 plans in the county.
Benchmark silver premium by age
The benchmark plan (Ambetter from Arizona Complete Health) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $614.92 | $644.44 | $697.93 | $785.87 | $1,098.25 | $1,668.89 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.