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Marketplace health plans in Columbia County, WI — 2027
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2027, Columbia County, Wisconsin has 48 Marketplace health plans from 4 insurers: 16 bronze, 16 silver, 14 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $738.06 per month; the lowest bronze premium is $477.97.
What changed vs 2026
- Benchmark silver premium up $151.44 a month (+25.8%) from 2026
- 1 fewer plan than 2026
- Lowest bronze premium up $94.04 a month
Market snapshot
- Residents under 65
- 46,850
- Insurers
- 4
- Plans by metal level
- 16 bronze, 16 silver, 14 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $738.06/mo
- Lowest bronze premium, age 40, before subsidies
- $477.97/mo
- Lowest gold premium, age 40, before subsidies
- $691.47/mo
- Lowest silver deductible
- $3,525
- Lowest out-of-pocket maximum
- $4,000
Insurers in the county
- Quartz — 19 plans (Catastrophic, Bronze, Silver, Gold)
- Aspirus Health Plan — 12 plans (Catastrophic, Bronze, Silver, Gold)
- Group Health Cooperative-SCW — 9 plans (Bronze, Silver, Gold)
- Dean Health Plan — 8 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|---|---|---|---|---|---|---|
| Catastrophic | HMO Catastrophic 12000 with 3 free PCP visits (86584WI0010008) | Aspirus Health Plan | HMO | $459.68 | $12,000 | $12,000 | 2 |
| Bronze | Dean Bronze Share (38345WI0010186) | Dean Health Plan | HMO | $477.97 | $8,000 | $12,000 | 16 |
| Silver | HMO Silver 6400 (86584WI0010012) | Aspirus Health Plan | HMO | $714.18 | $6,400 | $10,300 | 16 |
| Gold | Partners HMO Gold 1500 Ded/8900 MOOP with Vision (94529WI0240061) | Group Health Cooperative-SCW | HMO | $691.47 | $1,500 | $8,900 | 14 |
One plan per metal level shown, of 48 plans in the county.
Benchmark silver premium by age
The benchmark plan (Group Health Cooperative-SCW) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| $577.52 | $605.24 | $655.48 | $738.06 | $1,031.44 | $1,567.37 |
Nearby counties
Agent Tools
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Free tools for licensed insurance agents. Data from CMS public files; verify with plan documents before advising a client.
About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2027; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.