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Marketplace health plans in Columbia County, WI — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Columbia County, Wisconsin has 49 Marketplace health plans from 4 insurers: 17 bronze, 16 silver, 14 gold, 2 catastrophic. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $586.62 per month; the lowest bronze premium is $383.93.
What changed vs 2025
- Benchmark silver premium up $86.73 a month (+17.3%) from 2025
- 9 fewer plans than 2025
- Insurers exited: Anthem Blue Cross and Blue Shield
- Lowest bronze premium up $22.53 a month
Market snapshot
- Residents under 65
- 46,850
- Insurers
- 4
- Plans by metal level
- 17 bronze, 16 silver, 14 gold, 2 catastrophic
- Benchmark silver premium, age 40, before subsidies
- $586.62/mo
- Lowest bronze premium, age 40, before subsidies
- $383.93/mo
- Lowest gold premium, age 40, before subsidies
- $611.58/mo
- Lowest silver deductible
- $3,500
- Lowest out-of-pocket maximum
- $4,000
Insurers in the county
- Quartz — 19 plans (Catastrophic, Bronze, Silver, Gold)
- Aspirus Health Plan — 12 plans (Catastrophic, Bronze, Silver, Gold)
- Dean Health Plan — 9 plans (Bronze, Silver, Gold)
- Group Health Cooperative-SCW — 9 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Catastrophic | HMO Catastrophic 10600 with 3 free PCP visits (86584WI0010008) | Aspirus Health Plan | HMO | $360.54 | $10,600 | $10,600 | 2 |
|---|
| Bronze | Dean Bronze Share (38345WI0010186) | Dean Health Plan | HMO | $383.93 | $8,000 | $10,600 | 17 |
|---|
| Silver | HMO Silver 6000 (86584WI0010012) | Aspirus Health Plan | HMO | $579.16 | $6,000 | $8,900 | 16 |
|---|
| Gold | Partners HMO Gold 1500 Ded/8000 MOOP with Vision (94529WI0240061) | Group Health Cooperative-SCW | HMO | $611.58 | $1,500 | $8,000 | 14 |
|---|
One plan per metal level shown, of 49 plans in the county.
Benchmark silver premium by age
The benchmark plan (Aspirus Health Plan) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $459.02 | $481.05 | $520.98 | $586.62 | $819.80 | $1,245.77 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.