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Marketplace health plans in Jackson County, OR — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Jackson County, Oregon has 41 Marketplace health plans from 5 insurers: 16 bronze, 13 silver, 12 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $605 per month; the lowest bronze premium is $503.
What changed vs 2025
- Benchmark silver premium up $25 a month (+4.3%) from 2025
- 1 more plan than 2025
- Lowest bronze premium up $48 a month
Market snapshot
- Residents under 65
- 170,305
- Insurers
- 5
- Plans by metal level
- 16 bronze, 13 silver, 12 gold
- Benchmark silver premium, age 40, before subsidies
- $605/mo
- Lowest bronze premium, age 40, before subsidies
- $503/mo
- Lowest gold premium, age 40, before subsidies
- $680/mo
- Lowest silver deductible
- $3,000
- Lowest out-of-pocket maximum
- $7,500
Insurers in the county
- Moda Health Plan, Inc. — 13 plans (Bronze, Silver, Gold)
- PacificSource Health Plans — 9 plans (Bronze, Silver, Gold)
- Providence Health Plan — 8 plans (Bronze, Silver, Gold)
- Regence BlueCross BlueShield of Oregon — 8 plans (Bronze, Silver, Gold)
- BridgeSpan Health Company — 3 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Moda Health Affinity Bronze HDHP 7500 (39424OR1680007) | Moda Health Plan, Inc. | EPO | $503 | $7,500 | $7,500 | 16 |
|---|
| Silver | Core Silver 7500 (10091OR0770005) | PacificSource Health Plans | EPO | $591 | $7,500 | $8,400 | 13 |
|---|
| Gold | Core Gold 3000 (10091OR0780002) | PacificSource Health Plans | EPO | $680 | $3,000 | $8,000 | 12 |
|---|
One plan per metal level shown, of 41 plans in the county.
Benchmark silver premium by age
The benchmark plan (Moda Health Plan, Inc.) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $473 | $496 | $537 | $605 | $846 | $1,285 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.