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Marketplace health plans in Linn County, OR — 2026
What agents look up before working a county's individual market: plans by metal level, insurers, the benchmark silver premium, the lowest bronze premium, deductible and out-of-pocket floors, the population under 65, and what changed since last year.
In 2026, Linn County, Oregon has 50 Marketplace health plans from 6 insurers: 19 bronze, 16 silver, 15 gold. The benchmark silver plan (second-lowest-cost silver, age 40, before subsidies) is $563 per month; the lowest bronze premium is $469.
What changed vs 2025
- Benchmark silver premium up $36 a month (+6.8%) from 2025
- 1 more plan than 2025
- Lowest bronze premium up $46 a month
Market snapshot
- Residents under 65
- 105,211
- Insurers
- 6
- Plans by metal level
- 19 bronze, 16 silver, 15 gold
- Benchmark silver premium, age 40, before subsidies
- $563/mo
- Lowest bronze premium, age 40, before subsidies
- $469/mo
- Lowest gold premium, age 40, before subsidies
- $614/mo
- Lowest silver deductible
- $3,000
- Lowest out-of-pocket maximum
- $7,100
Insurers in the county
- Moda Health Plan, Inc. — 13 plans (Bronze, Silver, Gold)
- Kaiser Permanente — 9 plans (Bronze, Silver, Gold)
- PacificSource Health Plans — 9 plans (Bronze, Silver, Gold)
- Providence Health Plan — 8 plans (Bronze, Silver, Gold)
- Regence BlueCross BlueShield of Oregon — 8 plans (Bronze, Silver, Gold)
- BridgeSpan Health Company — 3 plans (Bronze, Silver, Gold)
Lowest age-40 premium per metal level, before subsidies
| Metal level | Plan | Insurer | Plan type | Monthly premium, age 40 | Deductible | Out-of-pocket maximum | Plans at this level |
|---|
| Bronze | Moda Health Affinity Bronze HDHP 7500 (39424OR1680007) | Moda Health Plan, Inc. | EPO | $469 | $7,500 | $7,500 | 19 |
|---|
| Silver | KP Oregon Standard Silver Plan (71287OR0420003) | Kaiser Permanente | EPO | $562 | $6,100 | $9,200 | 16 |
|---|
| Gold | KP OR Gold 1750 (71287OR0420005) | Kaiser Permanente | EPO | $614 | $1,750 | $8,500 | 15 |
|---|
One plan per metal level shown, of 50 plans in the county.
Benchmark silver premium by age
The benchmark plan (Moda Health Plan, Inc.) at each age, individual, non-tobacco, before any premium tax credit.
| Age 21 | Age 27 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|
| $441 | $462 | $500 | $563 | $787 | $1,196 |
Nearby counties
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About this data
Premiums are individual, non-tobacco, age 40, before any premium tax credit, from the CMS QHP Landscape Individual Market Medical file for plan year 2026; population: U.S. Census Bureau ACS 5-year 2024.
This page summarizes publicly available CMS data. It does not recommend plans and is not an application. To check subsidy eligibility and enroll, use HealthCare.gov or talk to a licensed agent. HealthCare.gov plan preview.